How Restaurant Workers Impacted by Coronavirus Can Get Help
Restaurants and bars around the world are being forced to close due to the coronavirus outbreak, which is leaving service industry workers with no way to make a living. The Atlantic reported that a historic record of 3.3 million Americans applied for unemployment during a single week in March due to the coronavirus crisis. This means that individuals who have tragically lost their jobs need funds to pay for rent, groceries, electricity, water, and other necessities. While the path forward may be unclear, there are a few different ways for restaurant workers impacted by coronavirus to find support during this challenging time.
Seven resources for restaurant workers affected by COVID-19
The $2 trillion economic relief bill that was recently passed is expected to provide some relief to hourly workers affected by COVID-19 in the form of $1200 stimulus checks for single adults who make less than $75,000 per year—married couples and parents may qualify to receive more. However, relief checks may not land in mailboxes soon enough to make sure that all Americans can pay their rent and feed their families, according to the New York Times. If you’re one of the millions of restaurant workers affected by COVID-19, here is a list of options that can help you pay your bills during this difficult time.
1. File for unemployment
If you haven’t yet filed for unemployment, now is the time to take that step first. The U.S. Department of Labor is already working through a backlog of applications, so you’ll want to get your application in as soon as possible to avoid any further delays. It’s important to note that if you’re currently furloughed and not being paid, you may be eligible for unemployment benefits in your state. Additionally, the U.S. Department of Labor announced new guidance on unemployment insurance flexibilities during COVID-19 which should make unemployment available to more people. Benefits will vary depending on your state.
To apply, choose your state on the Unemployments Benefit Finder website. From there, follow the steps to submit your unemployment application.
What do you need to apply for unemployment?
Requirements to apply for unemployment vary from state to state, but you will likely need to provide the following information:
- Employer information from your most recent employer: company name, address, supervisor name, and phone number
- Employer information for all employers for the previous 18 months
- Termination date and reason for termination
- Gross earnings
- Proof of citizenship or employment authorization documents.
2. Reach out to a relief fund for restaurant workers
In an effort to provide emergency financial assistance for restaurant and bar workers, organizations, nonprofits, and individuals have started a number of relief funds across the country. Relief funds can operate in different ways, but generally, they serve as a centralized location for community members to donate to a specific cause. We’ve curated a list of relief funds specifically dedicated to financially assisting restaurant workers, bartenders, or other industry workers who are wondering how to get help with bills in light of the coronavirus crisis. Be sure to read through eligibility requirements before applying for any of these relief funds, as requirements vary.
Coronavirus restaurant relief funds for workers
- The Restaurant Employee Relief Fund, started by the National Restaurant Association Educational Foundation, has been set up to provide financial support for restaurant workers that coronavirus has negatively impacted. Grants of $500 will be paid to eligible applicants.
- Restaurants Care is providing one-time emergency grants to restaurant workers facing financial hardship due to COVID-19.
- The Bartender Emergency Assistance Program was started by USBG National Charity Foundation to support bartenders during the coronavirus crisis. Eligible bartenders can apply for financial aid to pay for medical bills, food, and shelter.
- Help Hourly Workers During the Coronavirus Crisis was started by a man named Yashar Ali. All donations to this relief fund will benefit hourly workers, including workers who rely on tips to supplement their income.
- The Southern Smoke Foundation has partnered with Restaurant Workers’ Community Foundation to provide emergency relief assistance to workers in the food and beverage industry experiencing a crisis. Funding for medical emergencies are being prioritized currently.
- One Fair Wage has started an emergency relief fund for service industry workers, delivery drivers, and tipped workers impacted by the coronavirus.
Coronavirus small business relief funds
- The Small Business Relief Fund has been set up to benefit small businesses that have been adversely affected by COVID-19. Eligible small businesses can start a GoFundMe to cover payroll for employees, rent, or any other business related expenses. GoFundMe.org is donating $500 grants to eligible small business fundraisers. Please read the Small Business Relief Initiative and Fund FAQs for full eligibility details.
- The James Beard Foundation Food and Beverage Industry Relief Fund is providing micro-grants to businesses in need of financial assistance. They are aiming to open applications once more during the week of March 30th.
3. Start a fundraiser to share with your loved ones
One of the quickest and easiest ways to receive financial help during the coronavirus is to start a personal fundraiser of your own. Through crowdfunding, you can inform your loved ones of your current situation and explain why you need financial assistance now more than ever. Once donations start coming in, you can withdraw funds to your bank account and they’ll arrive in 2-5 business days. Then, you can use donations to buy food or help pay your rent, among other expenses.
Additionally, restaurants and bars everywhere have been starting fundraisers to support their staff. If you prefer not to start a fundraiser for yourself, you could consider starting a fundraiser for both you and your co-workers. Here are a few examples of fundraisers for restaurant workers started during the coronavirus pandemic:
- Lettuce Employee Emergency Relief Fund
- Pizza Workers Union at Scottie’s
- Mauna Loa Bartenders need your help!
If you’re a small business owner and you want to support your staff, you can start a small business relief fundraiser today. Also, read our fundraising tips for small businesses before you get started.
4. Add your information to a virtual tip jar for your city
Virtual tip jars are popping up to help supplement reduced income for restaurant workers and bartenders affected by COVID-19. Virtual tip jars come in many different forms—sites like ServiceIndustry.tips allow a donor to select the city they would like to donate to. From there, the payment information for a randomly selected restaurant worker is automatically generated on the screen. Most donations are made directly to the restaurant worker through Venmo, the Cash app, or PayPal accounts.
Other sites, such as Virtual Tip Jars, have simply asked restaurant workers to add their information to a Google Sheets spreadsheet that anyone can visit and choose a person to send money to. Most virtual tip jars have been established based on geographic location. To see what already exists in your area, search for virtual tip jars specific to your town, then add your information to virtual tip jars that meet your needs. Many people are looking for ways to support restaurant workers during coronavirus, so don’t hesitate to get your information to people looking to donate.
- Where to Find Financial Help During the Coronavirus
- Coronavirus Relief for Small Businesses: Seven Ways to Get Help
- Fundraising for Coronavirus Relief: How You Can Help the Fight
5. Get involved with an industry advocacy group
Numerous restaurant industry advocacy groups have been started in response to the coronavirus pandemic affecting restaurants and their staff. In most situations, these advocacy groups advocate for specific financial assistance from local lawmakers in their area. Get involved with an advocacy group that is fighting for changes you believe in to make sure your voice is heard.
- Independent Restaurant Coalition
- New York Hospitality Coalition
- Restaurant Workers’ Community Foundation
6. Consider applying for health insurance
If you’re in a situation where you’ve lost your job or have been furloughed due to the coronavirus, you may be eligible for Medicaid health insurance. Most states offer coverage for low-income adults—review each state’s eligibility and enrollment processes on the Medicaid website.
To simplify this process, you can use this handy screener on Healthcare.gov to find out if you’re eligible for Medicaid in your state, or if you qualify for special enrollment to purchase health insurance coverage for 2020. Under the Affordable Care Act, many states have opened enrollment so that workers who have been laid-off have the opportunity to receive subsidized health care, according to AARP. Given the current health crisis in America, it’s important to make sure you have health insurance if at all possible.
7. Take care of your mental health
It’s important to take care of your mental health if you’re feeling any sort of anxiety about the loss of your job. The good news is that there are few or cost-reduced apps and therapy programs that can help you prioritize your mental health during the coronavirus.
- Real is offering group therapy services, digital mental check-ins, and digital events to make sure that people are able to prioritize their mental well being during the coronavirus.
- People living in New York can call 1-844-863-9314 to schedule a mental health appointment. According to Time, this coronavirus emotional support hotline was started after New York Governor Andrew Cuomo publicly asked mental health professionals to volunteer their time to those in need.
- The meditation app Headspace is offering a selection of meditations to help people find simple moments of calm.
- Corepower Yoga is offering a selection of online yoga classes during this crisis. Exercise can be a great way to reduce stress and anxiety.
- Youper is an artificial intelligence app designed to help you feel your best. Dubbed an “emotional health assistant,” you can chat with Youper to help track your emotional health. You can download the Youper app for on iOS or Android.
Let your community help you get back on your feet
With the entire world facing uncertainty around what life may look like after the coronavirus pandemic, it’s important to make sure you have the support you need to move forward. With fundraising options like GoFundMe, you can sign up and start receiving donations to help you with your bills in a matter of minutes. If you’re a restaurant worker or a bartender who has been negatively impacted by the coronavirus, know that there are options available to you. Start a fundraiser to get the help you need right away.